1-844-ASK-ACCESS / 1-844-275-2223

Access Mortgage Facebook Access Mortgage Instagram

Encrypted Loan Application

1-844-ASK-ACCESS / 1-844-275-2223

Access Mortgage Facebook Access Mortgage Instagram

Thornhill Mortgage Lenders

Thornhill Mortgage Lenders

A Home Loan Checklist can be of great use to anyone that is looking to borrow money from banks and financial institutions to purchase a home or refinance your mortgage.
The following checklist will be helpful giving you an idea of what you may be asked to provide as part of the application process:

General Information

MLS Listing. As soon as you receive a copy of the MLS Listing from your real estate agent, please forward a copy to us. This contains a lot of valuable information which will help us to speed up the application process for you.

Purchase Agreement. As soon as you have the Purchase Agreement signed and finalized, you should send this by fax or email to our office

Personal Information

Social Insurance Number (SIN) and Date of Births. All lenders require these from you and your spouse or co-borrowers.

Divorce or Separation Papers. We require a copy of the divorce papers as well of any details regarding alimony, maintenance or spousal / child support payments.

Current Address and Phone Number. If you have lived at your current address for less than 2 years, please provide information regarding your previous address.

Your Employment Information

Employer(s) verification. Names, addresses, and telephone numbers of your employers for the past 2 years.

Income verification. In most cases lenders will require either your Notice of Assessment (NOA) for the previous year, or a Letter of Employment (LOE) plus two most recent pay stubs showing year to date earnings.

Self-employment documents. If you are self-employed, we need to know your gross and Net income for the previous year and we will also require a copy of your T1 General (T1G).

Financial Information

Assets. Lenders need to know what assets you own such as Registered Retirement Savings Plans (RRSPs), GICs, stocks, and bonds, vehicles, other properties.

Liabilities. A lender will need to know the current mortgage balances, lines of credit secured and unsecured loans, credit card debt, vehicle loans or leases.

Requirements For Closing

When it comes to closing, there are a number of things that the lawyer is going to need from you in order to close the file. They will contact you directly for this information. Typically, be prepared to bring your ID (health card is not acceptable) and also proof that your property insurance has been changed to reflect the new lender.

Speeding up the process

You can call it a checklist or a series of procedures or steps involved in the process. These steps or checklist items will help speed up the application process.
In order to get you the best mortgage rate with Thornhill Mortgage Lenders we need you to provide as much information to us as possible and as accurately as possible. The better and more complete the information that you provide the quicker we will be able to get you the right.
Working through this checklist and being prepared to provide this information as soon as possible will help us get the best rate available for you through Thornhill Mortgage Lenders.

WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
Scroll Up