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Mortgage Refinance Kitchener

Are you considering a mortgage refinance in Kitchener, but you want more information about the process so you can decide if it is the right option for you? Access Mortgage is here to tell you that there are many benefits of a mortgage refinance, and if you are struggling with a mountain of unsecured debt and wanting to get back on track financially, a mortgage refinance can be a great strategy for debt consolidation. Read on for more information about how Access Mortgage can assist you with your mortgage refinance in Kitchener!

Click here to set up your call with an Access Mortgage professional!

Consolidate Debt

A mortgage refinance in Kitchener can help you consolidate your debts. Whether it be personal loans, car loans, credit card debt, or other unsecured debt, a mortgage refinance will allow you to merge those debts into one secured mortgage or loan. Doing this makes it much easier to manage your finances, and make your payments. Also, a mortgage refinance is a far better option then filing for bankruptcy, consumer proposal, or credit counselling, all of which can severely damage your credit.

Reduce the interest paid on your mortgage

A lower payment is often used as a justification for refinancing. While it may be nice to pay less each month, make sure to look at the big picture. Extending a loan (starting a new 30-year loan when you only have 15 years left, for example) can increase the total amount of interest you pay over your lifetime. To understand why, use an amortization chart that shows how much interest you pay with each monthly payment. On a brand new, long-term loan, the payments in early years only make a small dent in your loan balance.

Unlock equity in your home

Many people find themselves in a position where they are making significantly more than they were when they bought their home. However, some home loan terms do not allow you to pay more on your mortgage each month, which is why many people go with a mortgage refinance in Kitchener, so that they get a lower term and pay of their mortgage faster!

For more information about a mortgage refinance in Kitchener, and how Access Mortgage can assist you with the process, please feel free to continue browsing through our website. Click here to find our contact information and to fill out our contact form.

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WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
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