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Mortgage Interest Rates Waterloo 

Are you looking for affordable mortgage interest rates in Waterloo? Do you have bad credit, no credit, or are experiencing another unfavourable financial situation that is hindering you from being approved for a mortgage? Well if so, Access Mortgage wants to work with you! At Access Mortgage, we specialize in working with people with less than stellar financial issues find first, second, and even third mortgages, as well as achieving debt relief. We can assist these customers because we represent over 400 private and institutional lenders that specialize in subprime lending. Finding mortgage rates in Waterloo that are personalized for your individual situation is easy when you choose the professionals at Access Mortgage. Read on for more information about finding affordable mortgage interest rates from a mortgage broker like Access Mortgage.

Schedule a call with one of our professional brokers to get Access advice on how you can find mortgage rates in Waterloo that suit your needs.

The global finance system is made possible partly by the cost to borrow money, commonly known as an interest rate. For example, banks and other lenders typically tack on an interest rate charge in return for the loan of their money. A mortgage loan is a good example of a loan of money with repayment terms based on an appropriate interest rate. Many borrowers qualify for low-interest, or prime rate, loans. However, borrowers with lower credit scores often qualify only for subprime higher-rate versions.

Prime vs. Subprime:

The prime interest rate is the lowest interest rate available on bank loans at any given time. Banks and other lenders normally charge their best customers, those with excellent credit, a prime interest rate that’s relatively low. Borrowers with poor credit are generally charged subprime interest rates. A subprime interest rate is generally an interest rate that’s above the prime lending rate. Depending on a borrower’s credit, a subprime interest rate can easily be in the double-digit teens.

Though the subprime mortgage market is off from its heyday in the past, there are still lenders willing to take a chance on credit-challenged borrowers. Access Mortgage can find these lenders and negotiate with them to find mortgage interest rates in Waterloo that suit your needs. If all you can qualify for is a subprime mortgage, take the time to shop for the lowest available subprime rate.

For more information about mortgage interest rates in Waterloo from Access Mortgage, please feel free to continue browsing through our website. We can be reached at 1-844-397-3780 or by filling out our contact form.

WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
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