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1-844-ASK-ACCESS / 1-844-275-2223

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Mortgage Hamilton – Access Mortgage Canada

Are you looking for a first, second, or third mortgage in Hamilton? Do you have bad credit, no credit, debt issues, or other unfavourable financial situations that are preventing you from being approved for a prime rate mortgage? Well if so, Access Mortgage wants to work with you! We represent over 400 private and institutional lenders that specialize in subprime lending for people with less than stellar financial situations. Just because you have a poor credit situation or you are in debt doesn’t mean that you will never be able to refinance or buy your dream home. We can help you get on the path towards debt relief, improve your credit, and get that mortgage in Hamilton you are looking for. Read on for more information about getting a mortgage with Access Mortgage.

Click here to schedule a phone call with an Access Mortgage professional to get advice about how you can get a mortgage in Hamilton!

If you have no credit, bad credit, or you have a past or current bankruptcy, there are a number of products that subprime mortgage lenders, through Access Mortgage, can offer that can help you:

Get Approved With Bad Credit:

Some subprime mortgage lenders will approve you even with bad or no credit. If you have a low credit score, many traditional lenders will not finance you. They will refer you to someone else or just deny your application. If you are in the market for a house, nothing can be more disheartening. While it may be a setback, you do not have to take no for an answer. With subprime mortgage lenders, you may be able to still get the mortgage you need. The terms will not be nearly as favourable as they would be with a traditional lender. However, they can still help you accomplish your goal of buying a house when want to buy one.

Lower Your Payment:

Sometimes when you are on a limited budget, the payment on the mortgage is the most important factor. You may want to buy a house or want mortgage in Hamilton, but you do not want to pay as much as a 25-year mortgage requires you to pay. While some might argue that you should not buy a house if this is the case, there are options that can make the payment affordable.

One of these options may be an interest only mortgage. This type of mortgage has its drawbacks as it does not apply any of your payments towards the r\principal to reduce your mortgage balance. You make only the interest payment each month and then pay off the mortgage at the end of the loan. If you are at a point where the payment is all that matters, this can be beneficial. Just make sure that you know exactly what you are doing before taking this step as it is an option that does have its risks.

Stated income:

There are stated income mortgages are also available under certain situations and is a popular option for those have limited income that is verifiable. Subprime mortgage lenders offer these loans to those that have trouble proving their income. With this type of loan, you state how much you earn and the verification of the income is limited. This type of loan is great if you are self-employed or have a non-traditional pay structure because it is difficult to prove income if you have recently started your own business, or work in an industry which is heavily compensated in cash such as waitresses, taxi drivers etc.

Access Mortgage can help you get on the path of debt relief through various strategies that will not damage your credit, but instead help to repair it! Our professional team can help you get a mortgage even if you have no credit, bad credit, or experiencing financial hardship that is hindering you from being approved.

For more information about getting a mortgage in Hamilton from Access Mortgage, please feel free to continue browsing through our website. Click here to find our contact information and to fill out our contact form.

WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
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