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Mortgage Brokers in Oakville

Mortgage Broker Services

A mortgage broker is a licensed professional trained in bringing together borrowers with potential lenders, which are usually banks, credit unions or private lenders. In Oakville, Ontario, Canada the number of people seeking mortgages is increasing every year because of the population increase as well as an increase in the number of real estate developments. Mortgage brokers in Oakville are in a position to help meet the needs of their clients by having access to the current mortgage rates and specialized lenders for unconventional type mortgages.

Why You Should Enlist the Services of a Mortgage Broker

A professional mortgage broker brings with them the experience and network of lenders. Remember – everyones’ circumstances in life are different! Outlined below are some of the advantages of retaining the services of a mortgage broker.

  • Negotiating Better Deals and Saving Money
    What most borrowers do not know is that successfully finding a lender to give a mortgage can involve a lot of fees such as application fees, lender fees, and appraisal fees just to name a few. Because of a mortgage broker’s experience and networks, they can get certain lenders to waive some of these fees in effect saving you money.
    The mortgage broker is also in a better position to negotiate better deals with certain lenders, especially if they have bulk or a large volume of clients. Another thing is that some of the discounts they get as a result of this may be passed on to the clients or borrowers.
  • More Flexibility in Working Hours
    Most lenders are banks and they have fixed hours of work. A mortgage broker on the other hand, is not bound by these fixed hours. In our case we are available to our clients from 8 am to 10 pm Monday to Saturday and afternoons on Sunday. So a client or borrower can enjoy extended services offered by a broker because a broker works independently.
  •  It Saves Time and Effort
    Mortgage brokers have access to many lenders seeing that this is what they do every day. A mortgage broker is like a one-stop shop for all lenders. You are bound to come across lenders you have never even heard of. This basically means that there is a good chance you may end up knowing about and even signing up with a lender with better rates. Enlisting the services of mortgage brokers in Oakville will save you the time and effort of having to research and visit other lenders.
  • Mortgage Broker vs. Bank
    A mortgage broker has access to several lenders including banks and other financial institutions. This means that a mortgage broker will provide you with different rates and mortgage products for you to assess and make an informed decision on.
    A bank, on the other hand, usually can only offer you their products and services. This puts a potential client at a disadvantage since they may want to make comparisons with other rates or their circumstances such as credit, loan to value and employment situation make it difficult to get a conventional bank mortgage.

WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
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