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Mortgage Broker Cambridge
What do you do if you need a mortgage but have less than impressive credit? What if you are self-employed and have a variable income? Can you still get a mortgage if your income relies on commission? These are questions we are often asked. As a mortgage lender, Access Mortgage knows all too well that some people will be turned down when applying for a mortgage. For the most part, the people being turned down are good upstanding Canadians who just want to own their own home but have reached an impasse because of credit mistakes from their past or their current employment situation. If you’re one of these people, you can still get a home loan in the form of a subprime mortgage. If you are looking for a mortgage broker in the Cambridge area, we encourage you to continue reading this article.

Set up your call with an Access Mortgage professional here.

What is a subprime mortgage?
A subprime mortgage is a loan that is reserved for people with poor credit that have been turned down by their bank/mortgage broker. If you have poor credit but can still make your monthly mortgage payments, there’s no reason why you shouldn’t be able to refinance your home. Subprime mortgages are also available to those who have trouble proving their income because they work on commission or receive bonuses of varying amounts. These mortgages do require you to make a 20% down payment on your property. However, our mortgage brokers in Cambridge will tell you that making a down payment of less than 20% isn’t always the best option.

How can Access Mortgage help you obtain a mortgage?
If you have bad credit, no credit, or you are self-employed, Access Mortgage is the right mortgage broker for you in Cambridge! Your financial state should not mean that you can’t get a mortgage for the house of your dreams. With Access Mortgage on your side, we can get you on the path to financial freedom through various strategies that are meant to get you out of debt and improve your credit. Debt consolidation and a refinance are a few of these strategies. Once we get your credit under control, we can then assist you with finding the best possible mortgage with our connections.

When you are in need of a mortgage broker in Cambridge that can help you find a subprime mortgage, Access Mortgage is the place for you. For more information about our services, please feel free to continue browsing through our website. Click here to find our contact information and to fill out our contact form.

 

WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
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