1-844-ASK-ACCESS / 1-844-275-2223

Access Mortgage Facebook Access Mortgage Instagram

Encrypted Loan Application

1-844-ASK-ACCESS / 1-844-275-2223

Access Mortgage Facebook Access Mortgage Instagram

Kitchener Bankruptcy Stopped

Bankruptcy Solutions

It is normal for debts to pile up sometimes and it may seem like it is impossible or unbearable. So, most people often tend to think that filing for bankruptcy is the best course of action. While this may seem like the easiest choice, it is advisable to first look for other solutions to your debt problems. The best and fastest way you can get to learn about these options is by involving a professional mortgage broker and trustees in bankruptcy.

Common Types of Debts

People in Kitchener, Ontario have debts that come in many different forms and sizes. The most common types of debt are:
• Secured Debts – a good example here would be a mortgage or a car loan.
• Alimony and Child Support Debts
• Medical Bills
• Student loans

Financial Situations in Debt Management

The only way you can handle your debt effectively is first by noting down the exact parameters of your current debt situation. This entails the following;
• Assessing your expenses versus your income
• Listing the debt, balance, interest rate and payment
• Noting down how frequent you use your credit cards and the exact items you use them on together with the amount of money spent
• Getting to know your overall credit status

Consumer Proposal

A consumer proposal is an arrangement that allows the person in debt to pay some or all of their unsecured debts by making monthly payments over an agreed upon period of time. This period of time can vary in length and is agreed upon by the debtor and trustee before the Consumer Proposal begins. Under these agreements, the debt is significantly reduced as debts are re-negotiated with the creditors.

Solve Bankruptcy Problems through Acquiring Professional Services
You can get a potential Kitchener bankruptcy stopped by seeking out the services of qualified professionals such as mortgage brokers. Benefits you will enjoy by enlisting services of a professional mortgage broker are:
i. A professional mortgage broker can carefully review your situation, assess and help you set your goals. They will also advise you on some of the current debt options available to you and help you formulate a viable plan towards getting your Kitchener bankruptcy stopped.

ii. Seeking out a qualified professional such as a trustee to discuss options and handle these kind of situations is also most helpful. They can counsel you concerning debt management, consumer proposals and personal bankruptcy.

iii. A professional may be in a better position to negotiate with your creditors, and perhpas agree to new payment terms (including doing a consumer proposal).

iv. In extreme cases, they will advise you on how to properly file for bankruptcy.

v. Some professionals may also provide you with free services to help you budget and formulate a plan to manage your debts.

vi. A trained professional in their respective field is obliged to do what is in your best interests. They will do their best to make sure that they present you with the best solution, and help you come out of your debt problems with integrity. You will be a happy that your debt problems were solved, and they will find a long-lasting client in you. It is a win-win situation.

WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
Scroll Up