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Bankruptcy Waterloo – Access Mortgage

Have you found yourself in a mountain of debt to numerous creditors? Have you been through every other strategy for debt relief? Are you leaning towards filing for bankruptcy in Waterloo even knowing that it will cripple your credit for many years? Well Access Mortgage is here to tell you, THIS IS NOT THE ANSWER! We want to hear from you first if bankruptcy is something you are thinking about doing. There are other ways for you to achieve debt relief that DO NOT damage your credit, but instead, help repair it and improve it! Doing a debt consolidation and refinancing is a strategy that Access Mortgage can assist you with for debt relief. Don’t believe a bankruptcy trustee that you may have been talking to if they say that bankruptcy or a consumer proposal is the only option available to you. THERE ARE OTHER WAYS. Read on for more information about bankruptcy in Waterloo, and why you should contact Access Mortgage today.

Click here to schedule a call with an Access Mortgage professional on how we can help you!

 

At Access Mortgage, we often advise our clients to AVOID FILING FOR BANKRUPTCY IN WATERLOO. Adopting this strategy, and filing for bankruptcy can end up crippling your credit for up to 7 years. It is common for people to take advice from bankruptcy trustees and credit counsellors who suggest bankruptcy, consumer proposal, or credit counselling are their only ways out of debt. However, refinancing and doing a debt consolidation is far better and safer options for debt relief. Instead of damaging your credit, they will help to repair it and improve it. Let’s take a look at these strategies for debt relief:

 

Debt Consolidation:

Debt consolidation is a type of debt refinancing that allows consumers to pay off other debts. In general, debt consolidation entails rolling several unsecured debts, such as credit cards, personal loans or lines of credit, into one single loan, often at a much lower interest rate. There are dozens of ways to do this, and some include transferring debt to a zero or low-interest credit card, taking out a debt consolidation loan, applying for a home equity loan or paying back your debt through a debt repayment plan. The benefits of debt consolidation with Access Mortgage include:

  • Lower monthly payments that are affordable, and consolidated debt that can usually be paid over a long term or short term.
  • Reduced interest on your debt so you save money – often hundreds and even thousands of dollars over time
  • A simple monthly payment instead of many payments.
  • Avoiding bankruptcy in Waterloo, which severely limits your financial future

 

Refinancing:

When we do Debt refinancing we usually try to combine all debt into a single new mortgage. This is because the lowest interest rate and payment is available through a secured loan such as a mortgage. Sometimes we do this using your existing lender, or sometimes with a new one. Refinancing your loan has the potential to do several things. It will likely reduce your payments, remove all of your high interest debt, and, most importantly, significantly improve your credit score.

Instead of damaging your credit for years by filing for bankruptcy in Waterloo, filing for a consumer proposal or getting credit counselling, Access Mortgage can set you on the right path to debt relief through other strategies like doing a refinance and debt consolidation.

For more information about how to avoid bankruptcy in Waterloo, please feel free to continue browsing through our website. Click here to find our contact information and to fill out our contact form.

WHAT PEOPLE ARE SAYING…

  • “Rent-to-own made possible”
    We would like to thank Matthew and his team. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!

    C.T., HAMILTON, ON
  • “Best Mortgage Team I've worked with”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in YOUR favor. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    M.Z. BRANTFORD, ON
  • “No hesitation recommending”
    Matthew’s knowledge, experience and above and beyond work ethic sets an exemplary standard of professionalism and accountability. His integrity and drive is second to none… He truly is a miracle worker!! I have no hesitation in recommending his services to anyone seeking expert assistance. I’m beyond grateful and blessed!!

    M.D., BINBROOK, ON
  • “A tough deal that others could not do!”
    Access mortgage did a great job in getting us a mortgage. It was a tough deal and they were able to get it done when others couldn’t. I would not hesitate to use them again.

    BEA - CAMBRIDGE, ON
  • “Seamless from beginning to end!”
    I just want to say 'thank you' to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now it has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    JULIE - HAMILTON, ON
  • “From full of stress to stress-free”
    I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Access Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.

    M.D., MISSISSAUGA, ON
  • “Patient with deep understanding”
    Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds.

    S.S., MISSISSAUGA, ON
  • “Got creditors off our back”
    I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off our back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.

    K.K.P., HAMILTON, ON
  • “Best mortgage team I’ve worked with!”
    Matthew and his team are the best mortgage team I have ever worked with. They are extremely hard working and bend over backwards to get the job done no matter how complicated or difficult. If there is a way – they will find it. And it will be in your favour. Matthew goes out of his way to set you on a path of success. This is our second mortgage process we have gone through with Matthew, and we are in a better position now than we were the 1st time – all due to Matthews efforts and guidance. After following his recommendations and guidance over the next year we will use Matthew again for our next mortgage and be in an even better position then. If you need a mortgage done, no matter how complicated, call Matthew. He’ll make it happen.

    C.H. - ST. CATHARINES, ON
  • “Extremely Fast!”
    Access Mortgage was extremely fast and explained everything well. We were very happy with their professional service and honesty. I would definitely refer them.

    LISA - BRANTFORD, ON
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